ING Groep N.V. is a global financial institution with a strong European base, offering retail and wholesale banking services. The company operates through ING Bank, which serves as the parent entity for various Dutch and foreign banks. Its business segments include retail banking, providing savings accounts, mortgages, and payments, as well as wholesale banking services. ING serves individual savers, small and medium-sized enterprises, and corporate clients across Europe and other regions. The group was formed in 1991 through the merger of Dutch insurer Nationale-Nederlanden and national postal bank NMB Postbank. Notable historical acquisitions include Barings Bank in 1995. The company also operates ING Direct, a branchless banking concept introduced in the late 1990s, and provides economic and financial analysis through ING Think.

Summarised from the company's own disclosures, fiscal year ended Dec 2025

Industry Banks - Diversified Homepage ing.com
Sector Financial Services IR page ing.com/investors
Tags
retail banking, wholesale banking, savings accounts, mortgages, payments, small and medium-sized enterprises, branchless banking, financial analysis, ING Bank, Nationale-Nederlanden, NMB Postbank, Barings Bank, ING Direct, ING Think
Press page —

Metrics

Valuation  
Market cap € 95.084B
P/E 15.03
P/BV 1.87
P/S 4.13
P/OCF -14.90
P/FCF -14.13
Dividend yield —
Turnover / mcap —
Returns  
ROE 12.9%
ROI 13.0%
ROIC 13.0%
Profit margin 28.7%
Growth  
Revenue growing Yes
Profits growing No
Revenue up 3y Yes
Revenue up 5y No
Quality  
Profitable Yes
Margin expanding Yes
Buying back stock Yes
Diluting (TTM) —
Podcast bulls (TTM) Sign up
Podcast bears (TTM) Sign up
Podcast sentiment (TTM) Sign up
Podcast sentiment % (TTM) Sign up
News sentiment (TTM) 0
Quality score 35.3%
Insiders  
Buys, 1w Sign up
Buys, 1m Sign up
Buys, 1y Sign up
Sells, 1w Sign up
Sells, 1m Sign up
Sells, 1y Sign up

Sign up to see this company's insider trades

Figure FY 2025 FY 2024 FY 2023 FY 2022 FY 2021 FY 2020 FY 2019 FY 2018 FY 2017 FY 2016 FY 2015 FY 2014 FY 2013 FY 2012 FY 2011 FY 2010 FY 2009 FY 2008
Revenue 23.035B 22.615B 22.575B 18.561B 26.118B 27.212B 18.306B 18.176B 17.491B — — 15.56B 26.301B 42.644B 55.794B 54.887B 47.765B 66.291B
Free cash flow -6.731B -22.876B -11.586B -11.343B -15.127B 100.956B — — — — — — — — — — — —

Figure FY 2025 FY 2024 FY 2023 FY 2022 FY 2021 FY 2020 FY 2019 FY 2018 FY 2017 FY 2016 FY 2015 FY 2014 FY 2013 FY 2012 FY 2011 FY 2010 FY 2009 FY 2008
Share price 21.96 18.65 14.98 10.6 9.45 8.42 — — — — — — — — — — — —
Price performance 12m 0.18 0.24 0.41 0.12 0.12 0.47 — — — — — — — — — — — —

Sign up to see institutional holdings

Sign Up

Podcast Mentions

Sign up to see podcast mentions and sentiment

Sign Up

Prompts

ING Groep N.V. (ticker INGA), listed in Netherlands.