ProCredit Holding AG is the parent company of an international group of development-oriented commercial banks. The group provides financial services to micro, small, and medium-sized enterprises (MSMEs) and private individuals, with an operational focus on South Eastern and Eastern Europe, South America, and Germany. ProCredit Holding is responsible for the strategic management, capital adequacy, reporting, risk management, and business organization of the group. The group applies a standardized framework for risk management, internal control, and the prevention of money laundering. The parent company controls the majority of shares in all ProCredit institutions worldwide and acts as a superordinated company from a regulatory point of view.

Summarised from the company's own disclosures, fiscal year ended Oct 2026

Industry Banks - Diversified Homepage procredit-holding.com
Sector Financial Services IR page procredit-holding.com/investor-relations
Tags
commercial banking, msme lending, retail banking, development finance, risk management, capital adequacy
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Metrics

Valuation  
Market cap € 507.116M
P/E 6.62
P/BV 0.41
P/S 0.68
P/OCF -4.87
P/FCF —
Dividend yield —
Turnover / mcap —
Returns  
ROE 7.8%
ROI 4.4%
ROIC 18.4%
Profit margin 11.2%
Growth  
Revenue growing Yes
Profits growing No
Revenue up 3y Yes
Revenue up 5y Yes
Quality  
Profitable Yes
Margin expanding No
Buying back stock No
Diluting (TTM) No
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News sentiment (TTM) 0
Quality score 37.5%
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Figure FY 2025 FY 2024 FY 2023 FY 2022 FY 2021 FY 2020 FY 2019
Revenue 743.777M 678.465M 612.968M 465.54M 383.818M 368.34M 374.925M
Net profit 83.454M 104.309M 113.372M 16.497M 79.642M 41.396M 52.605M

Figure FY 2025 FY 2024 FY 2023 FY 2022 FY 2021 FY 2020 FY 2019
Share price 8.44 7.72 8.1 3.73 8.02 7.45 7.25
Price performance 12m 0.09 -0.05 1.17 -0.53 0.08 0.03 -0.3

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ProCredit Holding AG (ticker PCZ), listed in Germany.