FUTR Corporation (The)

The FUTR Corporation operates a consumer-facing financial technology platform that combines a personal AI agent with data management and payment optimization tools. The company's core product is an AI agent that analyzes user financial data to optimize loan payments, identify better insurance rates, and surface lending or refinancing options. This agent is supported by a private encrypted vault for user data, a digital wallet holding FUTR Tokens earned through data sharing and payments, and an actions engine that executes financial decisions. The company generates revenue through financial rails, including loan payment optimization and future banking products, and through lead generation for insurance, mortgages, and other financial products. FUTR is integrated with auto dealers across the United States, meeting customers at the point of sale for vehicle financing. The company maintains a network of financial planners and is building toward international payment rails and banking products through a joint venture with EQIBank. The company was formerly known as Hank Payments Corp. and was incorporated in 2015.